Get My Refund

MTA Refund

Currently, there are two class actions involving junk insurance purchased via dealerships. In November 2019, the Maurice Blackburn law firm filed a class action against Allianz Australia Insurance Limited.

They did so again in March 2021 against AAI Limited and Asteron Life & Superannuation Limited. The insurance products sold by the car dealers were complex financial instruments and offered very limited protection.

The insurers were also accused of paying substantial commissions to the dealers in exchange for promoting these add-ons. Unfortunately, these policies don’t offer any value to the customers.

Is a Class Action Worth It?

While these class actions are of some importance from an awareness point of view, individual consumers are not the main focus in the process and the outcome for the individual is often far worse than if a direct claim was made. Once an individual joins a class action, they forfeit the right to recover compensation as an individual if they’re unsatisfied with the outcome.

Get My Refund takes a different approach, we focus on each victim individually and work in the best interest of our clients. We’ll help manage the entire process for you and work towards helping you win the maximum refund.

Who Is Eligible for the Refund?

You might be eligible for the MTA refund if:

  • You bought or leased a car in a dealership.
  • You bought or leased a car with a loan provided by the dealership.
  • Along with buying or leasing a new vehicle, you’ve also bought any of the add-on policies issued by MTA Insurance. These include Tyre and Rim Insurance, Commercial Credit Insurance (CCI,) GAP Insurance, Cash Benefit Insurance, and Extended Car Warranty Insurance.

Note: the time frame for these purchases is 1 May 2006 – 30 June 2018.

If you’re not sure about whether you qualify, all you have to do is fill out a form and let Get My Refund do the rest.


Get My Refund will fight for every cent you're owed.

We specialise in reclaiming money for consumers by investigating your individual situation to get back what you are owed if you were mis-sold, even if you loan is still current or has been paid out already.

Who is Eligible for the Refund?

The opt-out model applies to class actions in Australia. Under the precedence, all persons affected automatically become members of the relevant class action. Members will be legally bound by the settlement or court’s decision unless they had previously opted out of the proceedings. Group members will not have the final say on settlement offers, settlement sum amounts or how the payout is apportioned between them and by that stage it is too late to opt out, and have waived the right to take it individually to obtain more.

Important note:

If you do not opt out, you will probably still need to take certain further steps before distribution occurs to receive your share of any payout, this is not automatic. Members who do not receive the opt out notice have no idea the class action exists, they do not know how to register and they can often miss out entirely, and this is through no fault of their own.

The terms for every class action are all available online. We do not offer legal advice and we suggest you read what the actual group member MAY or MAY NOT receive, or obtain legal advice before making these decisions.

How do you opt out?

If you opt-out by the deadline, or instruct us to opt-out on your behalf, you have removed yourself from this class action and will be free to pursue a refund to achieve a better outcome.

If you had opted out, you’ve removed yourself from this class action. As a result, the outcome of the case will not affect you. You will be free to file your own claim separately and therefore entitled to more compensation.

A class action is a lawsuit brought by a group of claimants who suffered wrongdoings in the hands of the defendant. This type of lawsuit is also known as multi-district litigation or mass tort litigation.

Since the compensation for individual injuries may pale in comparison to the cost of a lawsuit, banding a group of claimants together tips the scale in the other direction, making it a suit worth filing.

Besides the claimant attorneys, filing a lawsuit as a group allows consolidation of witnesses, evidence, and other aspects of litigation for enhanced efficiency.

If you do not opt out in time, you will be bound by the outcome even if you are not happy with the amount you actually receive after the lawyers take their share. Legal proceedings are very expensive and by lining the pockets of lawyers you may be disappointed what ends up in yours.

Our client data confirms that our clients are better off opting out and instructing us to pursue a refund on their behalf than what they would have received if they did no opt out, and this is even after our fee is paid.

We work on behalf of you as an individual on all insurances (not just the class action ones) and work towards obtaining the maximum refund you are entitled to! Class actions can take years to be approved and to go through court process, whilst our refund claims can be completed in a matter of weeks!

This in recent times has worked out to be more than 60% more refund potential in your pocket even after our fees!

Once opted out your refund claim can be completed in less than 60 days, dependent on the complexity of your individual case.

You deserve some Gold Star stickers! There was some Tim Tams, but we ate them all. Sorry. You snooze, You…

Why? Okay, since you’ve read the whole page (you did not skim did you?), you definitely deserve a reward…..Lets make it a refund! If your still concerned or not sure then pick up that phone to our friendly Team! We love helping you (02) 9156 1000.

Get My Refund will fight for every cent you're owed.

We specialise in reclaiming money for consumers by investigating your individual situation to get back what you are owed if you were mis-sold, even if you loan is still current or has been paid out already.