Get My Refund

MTA Refund

Currently, there are two class actions involving junk insurance purchased via dealerships. In November 2019, the Maurice Blackburn law firm filed a class action against Allianz Australia Insurance Limited.

They did so again in March 2021 against AAI Limited and Asteron Life & Superannuation Limited. The insurance products sold by the car dealers were complex financial instruments and offered very limited protection.

The insurers were also accused of paying substantial commissions to the dealers in exchange for promoting these add-ons. Unfortunately, these policies don’t offer any value to the customers.

Is a Class Action Worth It?

While these class actions are of some importance from an awareness point of view, individual consumers are not the main focus in the process and the outcome for the individual is often far worse than if a direct claim was made. Once an individual joins a class action, they forfeit the right to recover compensation as an individual if they’re unsatisfied with the outcome.

Get My Refund takes a different approach, we focus on each victim individually and work in the best interest of our clients. We’ll help manage the entire process for you and work towards helping you win the maximum refund.

Who Is Eligible for the Refund?

You might be eligible for the MTA refund if:

  • You bought or leased a car in a dealership.
  • You bought or leased a car with a loan provided by the dealership.
  • Along with buying or leasing a new vehicle, you’ve also bought any of the add-on policies issued by MTA Insurance. These include Tyre and Rim Insurance, Commercial Credit Insurance (CCI,) GAP Insurance, Cash Benefit Insurance, and Extended Car Warranty Insurance.

Note: the time frame for these purchases is 1 May 2006 – 30 June 2018.

If you’re not sure about whether you qualify, all you have to do is fill out a form and let Get My Refund do the rest.


Get My Refund will fight for every cent you're owed.

We specialise in reclaiming money for consumers by investigating your individual situation to get back what you are owed if you were mis-sold, even if you loan is still current or has been paid out already.

Who is Eligible for the Refund?

The opt-out model applies to class actions in Australia. Under the precedence, all persons affected automatically become members of the relevant class action. Members will be legally bound by the settlement or court’s decision unless they had previously opted out of the proceedings. Group members will have no comment on settlement offers, settlement sum amounts and how much is shared with all other group members and waiver of rights to ever complain directly.

On the contrary to opt out, If you also do not opt in you are not likely to receive part of any group settlement sum. This continues to be a problem, by not receiving a notice then fails to inform recipients that they are members of the class action.

How do you opt out?

If you do not want to take part in this class action, you have to opt out before the stipulated deadline. Anyone who does not want to participate in the class action would have had to complete their opt-out form and mail it to the relevant Federal or Supreme Court by that date. This is also something that we can help you with.

If you had opted out, you’ve removed yourself from this class action. As a result, the outcome of the case will not affect you. You will be free to file your own claim separately and therefore entitled to more compensation.

A class action is a lawsuit brought by a group of claimants who suffered wrongdoings in the hands of the defendant. This type of lawsuit is also known as multi-district litigation or mass tort litigation.

Since the compensation for individual injuries may pale in comparison to the cost of a lawsuit, banding a group of claimants together tips the scale in the other direction, making it a suit worth filing.

Besides the claimant attorneys, filing a lawsuit as a group allows consolidation of witnesses, evidence, and other aspects of litigation for enhanced efficiency.

If you opt in you waive your right to ever complain directly if you are not happy with the refund amount. Any settlement sums you are entitled to will be shared with all the other group members, some members will get more than others – plus deductions of lawyers fees and court costs.

We work on behalf of you as an individual on all insurances (not just the class action ones) and work towards obtaining the maximum refund you are entitled to! Class actions can take years to be approved and to go through court process, whilst our refund claims can be completed in a matter of weeks!

This in recent times has worked out to be more than 60% more refund potential in your pocket even after our fees!

Once opted out your refund claim can be completed in less than 60 days, dependent on the complexity of your individual case.

You deserve some Gold Star stickers! There was some Tim Tams, but we ate them all. Sorry. You snooze, You…

Why? Okay, since you’ve read the whole page (you did not skim did you?), you definitely deserve a reward…..Lets make it a refund! If your still concerned or not sure then pick up that phone to our friendly Team! We love helping you (02) 9156 1000.

Get My Refund will fight for every cent you're owed.

We specialise in reclaiming money for consumers by investigating your individual situation to get back what you are owed if you were mis-sold, even if you loan is still current or has been paid out already.